汽车保险英语单词翻译
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2024-05-11 02:22:03
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Translation of Car Insurance Terminology in English
When it comes to car insurance, it is important to understand the terminology to ensure you are getting the coverage you need. Here are some common car insurance terms translated into English:
保险单 (Insurance Policy): This is the contract between the insurance company and the policyholder that outlines the terms and conditions of the insurance coverage.
第三者责任险 (Third Party Liability Insurance): This type of insurance covers the cost of damages and injuries caused to another person or their property in an accident where you are at fault.
全保险 (Comprehensive Insurance): Comprehensive insurance provides coverage for a wide range of damages to your own car, including theft, vandalism, and natural disasters.
碰撞险 (Collision Insurance): Collision insurance covers the cost of damages to your car in the event of a collision with another vehicle or object.
无法找到对方责任险 (Uninsured Motorist Coverage): This type of coverage protects you in case you are involved in an accident with a driver who does not have insurance or is underinsured.
额外附加险 (Rider or Endorsement): This refers to any additional coverage that can be added to your basic car insurance policy to provide extra protection.
免赔额 (Deductible): The deductible is the amount you agree to pay out of pocket before your insurance coverage kicks in to cover the rest of the costs.
保险费 (Insurance Premium): This is the amount of money you pay to the insurance company in exchange for the coverage provided by the policy.
事故理赔 (Claims Process): The process of filing a claim with the insurance company to request coverage for damages or injuries sustained in an accident.Understanding these terms will help you navigate the car insurance process more effectively and ensure you have the right coverage for your needs.